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Buying Auto Insurance (part 4 of 4)
ARTICLE TEXT: Continued from part 3.

Think About it: You Need to Buy Insurance to Protect Yourself, Passengers, and Family Members by Purchasing Underinsured Motorist Coverage (part 4 of 4)

One serious mistake is to decline UIM coverage. Some companies require that you purchase UIM in the same amounts as the liability insurance. However, many companies, depending upon state law, are authorized to sell denominations of UIM coverage less than the liability limits. The insured thinks that he is providing some satisfactory minimal coverage for his family and decides to save some money with lower UIM limits. However, UIM is probably the most important place to spend money.

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Auto Service Contracts 101: The Need-To-Know Facts
ARTICLE TEXT: Today, buying car is not just simply buying a car. This is
because when a person wants to buy a car, there are many
additional services that tag along. One great example of these
so-called “extras” is the auto service contract.

These auto service contracts are not necessarily required by
most car dealers. However, most car buyers are enticed to get
one in order to protect themselves against unforeseen
circumstances such as expensive car repairs.