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Rates for auto loans have become outrageous in recent years. Even with a slightly positive credit score, rates on auto loans can easily end up costing almost 1/4 the total price of a vehicle over the course of the auto loan. Consumers shouldn’t have to settle, and knowing what to do as an alternative is the only way to bypass such unfair rates.

It seems like a crazy idea, but the key to getting a better credit line is going to be obtaining a loan- even if you don’t need it. It seems like it might be counter-productive to one’s debt, but obtaining another loan is the best way to increase one’s credit- provided that they can indeed pay it back each month on time.