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by NDIMELE IKECHUKWU PHELIM

Having a new car is good. Having an auto insurance policy is mandatory if you live in the US. Failure to do this is illegal and can earn you, the car owner, and a jail sentence.

Most times, people who want to buy a new car get confused on the insurance policy to buy. The best start for this is getting insurance quotes from trusted agents online.

Start by finding good insurance agents. They give you quotes from the different companies that offer auto insurance policies. It will be better to research more agencies to get more results. Time is used up in this process.

Using the internet can reduce this process to a mouse click and you get results in seconds. Study results to know the best for you.

Once certain of the insurance you need, fill the required form and a representative from the insurance company will meet with you.

When the agent meets you, he explains what is involved in the insurance package you want to buy. He answers your questions and will require you to fill another application form. Your driver’s license, SSN, address, proof of age, bank statements and salary slip of the past three months will be required.

You will also provide documents like “car purchase papers” as proof of purchase and that you own the car.

Fill the form with correct details and the insurance company will approve you application immediately. Giving wrong details will make them note you as a cheat and liar. This will hurt your future applications even with other insurance companies.

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