Whenever you think about getting cheap car insurance you always think about the factors that affect car insurance premiums. We all know that there are several factors that affect car insurance rates to go up (or even go down). But are you aware that the car you are driving in fact affect your car insurence quotes premiums? Yes, that’s correct. Read on and find if the type of the vehicle you are driving demands higher car insurance rates or not.

Several studies have established the fact the type of vehicle affect how much your car insurence quotes will be. The more expensive your car requires for repair cost the higher you premiums can be. Also, if your vehicle is among the thief’s favorites or is likely to ask for higher car insurance claims then most likely your car insurance premiums may be higher. The Highway Loss Data Institute conducted a study about the type of vehicles that are likely to require higher car insurance quote premium so read on.

If you are thinking of whether buying Buick LeSabre or Chevrolet Corvette and is considering which vehicle has lower chance of being stolen, then your guess is good as mine – Buick LeSabre. Said study listed Buick LeSabre as the car that is least to be stolen while Chevrolet Corvette has an average of theft activity of over 5 times! Meanwhile, if you are torn between Toyota Celica and Toyota Camry, go for Toyota Camry. Toyota Celica has 67% less chance of theft loss as compared to Toyota Camry.

If you are wondering what’s the best choice for crash test performance is, said study found 2002 Lexus IS 300 as the one. However, since this is an expensive car, remember this also asks for expensive repairs hence higher car insurance premiums.

The Porsche 911 is found to have 67% less chance for car insurance claims. That’s a surprising result I say. In addition, if you are driving a Mitsubishi Lancer, this type of car is found to have almost double rate for injury claim.

Tags: Auto

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