Women drivers do have a bad reputation amongst their male counterparts but that reputation is certainly unjust. Men are much worse on the roads than women because they are statistically more likely to have an accident. As a result, they are more likely to make claims and the insurance policies of women have been covering that cost for some time now. Thankfully, insurers have recognised it and introduced womens car insurance

The womens car insurance products out there are undoubtedly niche products. As yet, not all insurers provide it for women out there, and only a select few of those allowed a male relative to go on the policy providing that the policy is held by a female. The insurers that do provide it decided that it was time that women stopped paying to cover the more frequent claims of men. This is why it is cheaper and very popular today.

In its general make up, womens car insurance is exactly the same as the regular policies that you can find in the marketplace in that the third party, third party fire and theft and comprehensive insurance covers the same mechanics and occurrences. As normal, you can choose the level of cover but it will cost you less on the whole.

Take Jacqueline Rogers as an example. Mrs Rogers had a policy with Nationwide. It was a regular car insurance policy but cost her way too much to insure her Vauxhall Corsa when it came to renewal time. She obtained quotes from a variety of providers before taking out her insurance with Sheilas Wheels for 231 pounds less than she would have otherwise paid.

Mrs Rogers is not the first lady to save this much and she will not be the last. In fact, there are still millions of British women that could save money by choosing womens car insurance. Those hundreds of pounds add up over the years and the initial policy itself can earn you substantial discounts, not to mention a possible discount for taking the policy out online.

However, before you take out the first great priced womens only policy you come across, you should compare the features of the policies as well because some of them have fantastic extras for you to take advantage of. Handbag cover is just one of them. This will cover the handbag you have in your car if anything happens and generally covers you for up to 750 pounds.

Most women-only insurers and those offering an individual policy are also concerned with security because women are more at risk of attack than men. They will often offer a free breakdown service and a helpline. Some also offer a windscreen helpline.

Womens car insurance undoubtedly offers fantastic value for money for women up and down the UK. It can save you money and offer you the best possible features. This is what makes it a better option than regular car insurance for women.

Tags: Auto

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